IFSC Codes of India

India IFSC Code Search, IFSC Codes of India

Search over 1,76,000 IFSC codes in India. Ebharat IFSC Code database is the largest Indian IFSC code directory that provides information about India banks, IFSC codes, branch, along with phone numbers and complete address.

IFSC is short for Indian Financial System Code and represents the 11 digit character that you can usually see on your bank’s cheque leaves, or other bank sponsored material. This 11 character code helps identify the individual bank branches that participate in the various online money transfer options like NEFT and RTGS.

IFSC Code - Popular Banks


*Working hours vary. Banks are shut on 2nd and 4th Saturdays and all Sundays of the month.

IFSC code is allotted by the Reserve Bank of India (RBI) to all banks and its branches. The IFSC code of a bank can be commonly found on a bank account passbook, cheque leaf issued by the bank or on the RBI website. Any kind of fund transfer through a bank requires a valid IFSC. The different types of fund transfers are NEFT, RTGS and IMPS.

IFSC CODE FAQ

What is an IFSC code?

IFSC is short for Indian Financial System Code and represents the 11 digit character that you can usually see on your bank’s cheque leaves. The IFSC code helps to transfer money using RTGS, NEFT or IMPS method. The first 4 digits of the IFSC represent the bank and last 6 characters represent the branch. The 5th character is zero.

What do digits in IFSC code mean?

This 11 character code helps identify the individual bank branches that participate in the various online money transfer options like NEFT and RTGS. The IFSC code helps to transfer money using RTGS, NEFT or IMPS method. The first 4 digits of the IFSC represent the bank and last 6 characters represent the branch. The 5th character is zero.

Is IFSC code same as Swift code?

SWIFT code is an international bank code that identifies particular banks worldwide and IFSC code is short for Indian Financial System Code which is provided to all the Indian bank branches.

What's the Difference Between an IBAN and a SWIFT Code?

A SWIFT code is used to identify a specific bank during an international transaction, whereas IBAN is used to identify an individual account involved in the international transaction.

What is MICR code?

MICR is an acronym for Magnetic Ink Character Recognition which is a technology used in the banking industry in printing the MICR codes. A MICR code is a 9-digit code that uniquely identifies a bank and a branch participating in an Electronic Clearing System (ECS). The first 3 digit of the code represents the city code, the middle ones represent the bank code and last 3 represents the branch code. One can locate the MICR code at the bottom of a cheque leaf, next to the cheque number.

What is IMPS?

Immediate Payment System (IMPS) is an electronic fund transfer system operated by National Payments Corporation of India (NPCI) and supported by Reserve Bank of India (RBI) in which the remitter can immediately transfer funds from one account to another account. IMPS is a 24 hours service and it is available on all days including holidays. The minimum and maximum transaction limits will change according to banks. To transfer funds via IMPS, the remitter should know the beneficiary’s account number and bank’s IFSC code. As it is an immediate payment service, fund transfer once initiated cannot be stopped.

What is cheque number?

A cheque number is a 6-digit number uniquely assigned to each cheque leaf. It is advisable to check i.e. count and check the number on each cheque leaf in a new cheque book when you receive it from the bank.

Where is the MICR number on a cheque?

A MICR number on the cheque is written at the bottom of the cheque, on the right-hand side of the cheque number.